Smart moves, start here.

Mortgage tips, homebuying guidance, renovation inspiration, and real-world advice to help you navigate homeownership with more confidence and less confusion.

Whether you’re buying your first home, planning a renovation, improving your financial picture, or simply trying to better understand the mortgage process, you’ll find practical, easy-to-follow information here. This blog is designed to break down complex topics into clear guidance you can actually use — without the overwhelming industry jargon. From loan program education and market insights to homeowner tips and financing strategies, these resources are here to help you make informed decisions at every stage of your home journey.

Mortgage 101: The ultimate Guide to Home-Buying

Buying your first home is exciting, but let’s be real—it can also feel overwhelming. There’s a lot to learn, especially when it comes to mortgages. This guide breaks down the process in plain language... ...more

Mortgage Education

June 02, 2026•13 min read

Mortgage 101: The ultimate Guide to Home-Buying

Buying your first home is exciting, but let’s be real—it can also feel overwhelming. There’s a lot to learn, especially when it comes to mortgages. This guide breaks down the process in plain language... ...more

Mortgage Education

June 02, 2026•13 min read

Figure: 7 TAC §56.200(c) TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.